Damage Protection
Insurance or platform coverage that protects property owners from costs associated with guest-caused damage.
Damage protection covers repair or replacement costs when guests damage a rental property. Airbnb provides AirCover for Hosts, which covers up to $3 million in property damage. Vrbo offers a damage protection program through third-party insurance. Some property managers also carry additional coverage through companies like Proper Insurance or Slice. Damage protection is distinct from homeowner's insurance, which typically excludes short-term rental activity.
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