STR Insurance
Specialized insurance coverage designed for properties used as short-term rentals, filling gaps left by standard homeowner's policies.
Standard homeowner's insurance policies typically exclude coverage for commercial rental activity, including short-term rentals. STR-specific insurance policies cover property damage, liability, loss of rental income, and guest injuries in the context of short-term rental operations. Leading STR insurance providers include Proper Insurance, Slice, and CBIZ. Professional property managers often require owners to carry appropriate STR insurance as a condition of management.
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